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The person who receives a mortgage with the obligation to repay the loans principal and interest. A mortgage loan with initially low interest payments, but that requires one large payment due upon maturity (for example, at the end of five or seven years). FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. An increase in value, the opposite of depreciation. This benefit may change or end in the future. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. Customers will see up to a year of recent scores online. Your score, key factors and other credit information are available on and cardmembers are also provided a score on statements. See /FICO about the availability of your score. This information is intended for and only provided to Primary account holders who have an available score. How can you pay off your mortgage early Before you choose a 30-year mortgage, make the 15-year mortgage part of your financial freedom plan to save thousands. †FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. See lender's website for further details. **Compared lenders may provide a FICO® Credit Score or other credit score and other credit information. All loans currently being servicing by Benchmark associated with your SSN will display in the loan selector dropdown.FICO® Score, number of credit inquiries and other credit report information for free**,†. NOTE: A star indicates this is the primary loan in which the system will automatically default or that it is the only loan in the system. Using the drop down arrow you can view all loans or add a loan. From the Home Page Dashboard on the far right, the first loan registered will display the property address with the original loan amount (e.g. You will have one online account with the ability to switch between each loan. You can also assign a nickname to each loan (i.e. If you have multiple loans, you can add all loans to one profile during the registration process as long as all loans are currently serviced by Benchmark. No, you may use the same online account and is able to add the new loan number under the profile tab. If you have refinanced your current loan with Benchmark and we service the new loan do I need to set up a new online user name/password? Can I register online and access multiple loans?: (instructions on page 9 of Cenlar PDF) You’ll be able to set up your new Freedom Mortgage online account five to seven days after the effective date of the transfer. You’ll receive a welcome letter from Freedom Mortgage approximately 8 business days after the effective date of the transfer. Please see attached form which contains instructions for the request. This letter includes your new Freedom Mortgage loan number. Under Federal law, during the 60-day period following the effective date of the transfer of the loan servicing, a loan payment received by your old servicer on or before its due date may not be treated by the new servicer as late, and a late fee may not be imposed on you. We are happy to send a copy of your transfer notice. If you do not receive this information, please email us at or call our Customer Service Department at 1-88, Monday – Friday from 8:30am to 5:00pm Central Time. The Notice of Servicing Transfer letter relating to your new Servicer is mailed to you in a Benchmark blue envelope, or you may receive an email that indicates the servicing transfer information. It only changes who is performing servicing activities to support your mortgage loan. Please know that a transfer of servicing does not change any terms of your mortgage loan. When that occurs, you will receive a Notice of Servicing Transfer from your current servicer, prior to the transfer of your servicing, as well as a similar notice from your new servicer after the transfer, or the notices may be combined into a single notice of servicing transfer sent prior to the servicing transfer date. Collectively, these are mortgage-servicing activities performed by your mortgage servicer.įrom time to time, mortgage loans may transfer from one mortgage servicer to another. Other activities may include customer service support, the payment of taxes and insurance premiums from customer escrow accounts, performing payment adjustments on adjustable rate mortgage loans, providing assistance with payment options during difficult times, and many other activities. Many activities must occur during the life of a mortgage loan, such as the application of monthly mortgage payments received from customers. What Is A Servicing Transfer? TRANSFERS OF SERVICING ARE COMMON WITH MORTGAGE LOANS. Yahenni’s Expertise is no doubt an amazing sweeper card that will obliterate many a battlefield, but it also obliterates Yahenni, Undying Partisan as well. Next up is some impressive black cards in the form of Yahenni, Undying Partisan and Yahenni’s Expertise We will have to wait and see what possible impact that could have in the future. An interesting wording part of Rishkar, Peema Renegade, is that it says “with a counter on it” and not “with a +1/+1 counter on it”. These two spells work well together as you will be making your creatures bigger with Rishkar, Peema Renegade, which means you will be drawing more cards and have more spells to cast for free with Rishkar’s Expertise. Speaking of a six mana spell, Rishkar’s Expertise fits that mold. The mana ramp part of the ability means that you can go from a three mana spell on turn three into a six mana spell on turn four. There are so many ways to get counters on creatures in this block that it may be possible to have all your creatures tap for mana. Being able to make one of your two drop creatures bigger and have it tap for mana as well is so good. The more I look at Rishkar, Peema Renegade, the more I fall in love with the card. Here are Peema Renegade and Rishkar’s Expertise Next we are going to be having a look some green cards. Being able to cast a free removal spell, Vehicle or Depala, Pilot Exemplar off of Sram’s Expertise will mean that this card will get a lot of value for four mana. It gives you three separate creatures that you can use how you want to crew Vehicles or even power cards with Improvise as well. Sram’s Expertise provides some great value. I can see this being a must have in Vehicle decks from now on. Sram, Senior Edificer fits right into a Red/White Vehicle deck and will help you gain some card advantage for every Heart of Kiran that’s cast. I love seeing more Dwarves that I can put onto the battlefield. Here is Sram, Senior Edificer and Sram’s Expertise. Let’s have a look at the first character and their spell. These five spells allow you to cast an additional spell without paying its mana cost. In Aether Revolt, there are five legendary characters represented by a legendary creature card and a spell card with their name on it. Magic has become very story driven with many cards whose role it is to immerse us into the story. Welcome all to the second week of the Daily Dose main previews and we now have been blessed with the full set of cards! Now that we have all of the cards, I can talk to you about a new cycle of legendary creatures and spells which will shape Standard play for months to come. Daily Dose of Aether Revolt – Legendary Creature Cycle Semi-automated signature requests: If your job has you frequently sending out documents and forms to be signed, the Send for Signature feature may be a lifesaver. Then each change can be tagged as "Accepted," "Rejected," "Cancelled," or "Completed." Like Google Docs, this change tracking tool can genuinely streamline your workflow and help you avoid mistakes in the final product. Acrobat will actually analyze the text and highlight changes. If you're just editing the occasional document, this won't be a big deal, but it should be handy for people who have to wrangle a lot of PDFs on a regular basis.ĭocument comparison: This is more than just looking at two files side-by-side. Adobe Acrobat does the same thing with PDFs. With this function, you could track all of your open web pages at a glance, without cluttering your task bar. Tabbed viewing: When the Mozilla Firefox web browser first appeared, one of its major distinctions was tabbed browsing. The website also has a User Guide, which is basically an online manual. Clicking on the "?" icon in the upper right opens up a web page with seven more videos for beginners, and seven for experienced users, all ranging from one minute to 13 minutes in length. If you say that you're a beginner, the app will show you a few major features, walk you through exporting a PDF to Microsoft Word, show you how to scan a document, and even play a one-minute video about editing PDFs. Substantial tutorial info: During the download process, you're asked about your level of familiarity with Acrobat. Is it worth the high entry fee? Let's find out. From the beginning, Adobe Acrobat has been the default app for tackling this task, and Pro DC is the company's top-of-the-line version. A variety of apps and programs can read PDF files, but if you want to create or edit a PDF, things can get complicated. “EZcovid Scheduling does not require any additional software or hardware. Because of that, it’s easy to see when a time slot once again becomes available.” Other Benefits of EZcovid SchedulingĮZcovid Scheduling offers another key benefit: It’s a standalone product. Equally important is that cancellations automatically appear in the calendar. And our scheduler sends automatic second-dose reminders to them. “At the same time, vaccine recipients can self-schedule and confirm appointments 24/7/365. And it can be employed on site or at any number of remote locations,” said Stabler. Second, it’s flexible and fully customizable. Of primary importance for pharmacies is that it’s 100% reliable. “We’re thrilled that Prescription Center is using EZcovid Scheduling. For this reason, his company, EZnet Services, Inc.®, developed EZcovid Scheduling. You can check out other great features in EZnet Scheduler’s new explainer video.Įarly on in the pandemic, CEO Jerry Stabler recognized EZnet Scheduler’s ability to manage Covid vaccinations. In addition, it’s backed by USA-based customer support from real people, not bots. The best part is that EZcovid Scheduling is designed for optimal flexibility, adaptability and reliability. Plus 6 features your scheduler should have!ĮZnet Scheduler is accessible on all devices, Windows/Android or Apple.Unlimited text and email appointment confirmations and reminders.Prescription Center chose EZcovid Scheduling because of all the robust features that have made it a top-rated SaaS appointment scheduler: Move over, big-box pharmacies! Independent pharmacies like Prescription Center in Beverly Hills, California, are using a better vaccine scheduling solution: EZcovid Scheduling, powered by EZnet Scheduler ®. EZcovid Scheduling Solves Vaccination Scheduling Problems Prescription Center Uses EZcovid Scheduling The woman, aged 60, hopes for a better experience elsewhere. “If you can’t check in, you can’t be vaccinated,” pharmacy gatekeepers said. Even though her appointment had been confirmed, they still turned her away. For this reason, the pharmacy refused to vaccinate her. He showed the pharmacy a printout of the online confirmation he had received immediately after he booked the appointment, but they still wouldn’t vaccinate him.Īnother vaccine recipient was turned away because she hadn’t received a “check-in” text from another big-box pharmacy. For example, a Suffolk County, New York, resident told the EZnet Scheduler®’s sales and marketing team about his bad experience: His first-dose appointment at a local big-box pharmacy abruptly ended with “We can’t give you the vaccine.” That’s because he hadn’t received a confirmation email. Elsewhere in the U.S., people are experiencing similar debacles. The fact of the matter is that Virginians are not alone in this madness. Many people were turned away, and that led to threats against site officials. As a result, there were dozens of overbooked appointments at one Richmond, VA, vaccination site. Covid Vaccine Scheduling ProblemsĪccording to Browning, the software used in Virginia generated reusable appointment links that ended up on Facebook. For example, Beverly Hills’ Prescription Center uses EZcovid Scheduling ™. Vaccination centers should perhaps learn from superior scheduling at independent pharmacies across the U.S. But there were issues with that software, too. As a result, Virginia switched to another system. In a New York Times article, “ Faulty Software Snarls Vaccine Sign-Ups,” author Kellen Browning reported that in Virginia, the software recommended by the CDC was too confusing for older adults. EZcovid Scheduling enables you to schedule and confirm appointments, send automatic second-dose reminders and manage resources.Īs the Covid vaccination effort continues, reports of scheduling debacles continue. EZcovid Scheduling™ is a simple yet robust SaaS appointment scheduler made to power Covid-19 vaccinations at independent pharmacies like Prescription Center in Beverly Hills, California. By day ten, candling will show significant expansion of the air sac in the blunt end of the egg and a developing embryo. This prevents the developing embryo from sticking to the shell.įive days into the incubation, you should be able to see some veining and development when you candle the eggs. If you are manually turning your eggs, you want to turn them a minimum of five times a day - turning 180 degrees side to side each time - so the egg spends every other night on the opposite side. The humidity level should be 45-55% for the first 25 days and then increased to 65% for the last three days. Place the eggs in the incubator with the pointy end down and set your incubator in a quiet location out of direct sunlight where it won’t be bothered by children or pets.ĭuck eggs incubate at a temperature between 99.3 and 99.6 (but again, check the setting for your particular model) for 28 days. This will serve as your guide when turning the eggs (if your incubator has an auto turner, you can skip this step). When you are ready to set your eggs, mark an X on one side with a pencil. Eggs will stay viable for at least a week after being laid. Rotate the eggs side to side several times a day until you’ve collected enough to fill your incubator. Store your eggs pointy end down at a 45 degree angle in a cool location (around 60 degrees). “Candle” each egg to check for hairline cracks and discard any cracked eggs (use a regular flashlight and cup your hand around the beam to shine it through the shell). Don’t choose small or large eggs because they tend to not hatch well. Don’t wash them, instead carefully scrape off any muck with your fingernail or a rough sponge. If you have your own fertile eggs, pick the most uniform, preferably not covered with mud or manure. Shipped eggs are often jostled and have a far lower hatch rate than eggs that don’t have to be shipped. If you can find eggs from a local farm, that’s even better. Various types of incubators work slightly differently, so it’s important to read the instruction manual for your particular model, but here are some general tips for a successful hatch.īe sure to order your hatching eggs from a reputable breeder or hatchery. sit on fertile eggs until they hatch), so hatching eggs in an incubator is generally your best bet. Hatching your own ducklings is a wonderful way to start, or add to, your backyard flock. In today's time, proper social media monitoring is a must.
While we are on the subject what will PRO offer over the Player version? Wow, this is great news! Finally a mac version of Fusion that we can all use without any major differences when it comes to features. Upgrades for existing customers are reduced to $99, and both upgrades and new licenses ($199) now give users the ability to use their license on up to 3 personal devices running either Fusion Pro for Mac, Workstation Pro for Windows, or Workstation Pro for Linux. Yes, your Fusion 12 Pro key will unlock Workstation 16 Pro on Windows or Linux. Fusion 12 Pro now supports individual use on up to 3 devices which now include Windows or Linux PCs running Workstation Pro. On top of this, there is also a new pricing model for Fusion PRO. So if you’re a home user who switched to Mac but want to use Windows for things like DX11 games or other personal apps, you can do so, for free, with a Personal Use License. Fusion Player has the same features as Fusion 11.5.x ‘standard’ and more. Fusion 12 Player replaces Fusion 11.5 ‘standard’, and follows the same pricing and licensing model as Workstation Player, meaning that it is both free for Personal Use, but requires a license for Commercial Use. VMware has decided to change the licensing model for Fusion and it is like this:įusion 12 Player (free for personal use license) and Fusion 12 PRO. So what's all the noise about here? Well, the biggest change apart from support for the upcoming BigSur macOS and several more features is the fact that for the first time Fusion is FREE! I will focus on the macOS side of the story here. Parallels 16 was released a few days ago and today we got a new version from a leading virtualization company VMWare.Īlong side Fusion (virtualization platform for macOS), we also got Workstation 12, version for Windows. With each year VMWare and Parallels release new versions of their virtualization platforms. Considering that my connection is so slow this will take some time for all 68GB to download. Upgraded my Win10 LTSC VM from compatibility level 16 to the latest 18 and started to install Doom (2016). UPDATE: (23:15 CEST) - Upgrade from 11.5 to v12 was fine with zero problems. On the other hand, Fusion runs just fine with no problems at all. The game detects the GPU as integraded card and it will not run, so no joy. Yet, Fusion 12 does not seem to work.UPDATE: - No luck with running Doom. I previously used the Trial version of Fusion 11 with no problems on the same computer and virtual machines. After restarting the application, I cannot Delete the virtual machine unless I've first deleted the newly created. If I want to exit before this long wait, I have to Force Quit the application to get out. "Failed to power on /path/MSEdge-Win10-VMware.vmx". After a very long time, an error message appears: If I try to close the machine window or quit VMWare completely, it refuses to close the window and/or app, and says: "The virtual machine "MSEdge-Win-10-VMware" is busy". The button "Power On To Firmware" is clickable but doesn't seem to do anything. "Restart" and "Shut Down" are grayed out. Under the Menu option Virtual Machine, it says "Windows is off" and on the next row "Starting Up". In the Fusion main window, I see the clickable option "Clean Up Recommended" immediately after attempting to start the machine. Next, the virtual machine window stays black with a grayed-out "Play" icon. I have tried pressing both "Don't Upgrade" and "Upgrade" with the same problems, so it doesn't appear to help. When I press it, I get the question: "Would you like to upgrade this virtual machine?". After that, a black window opens with a "Play" icon. First Fusion says "Loading." for several minutes. However, when attempting to Start Up the machine, nothing happens even when I wait a long time. ovf seems to finish successfully according to the Wizard. vmdk file included in the zip is grayed out and cannot be selected. ovf file in the downloadable zip, in Fusion Pro, via New > Import an existing virtual machine. The problem seems identical or very similar with all. I have tried the virtual machines for Win10, Win8 and Win7. I want to run a MS Edge Legacy virtual machine, available from Microsoft here: I have just purchased VMware Fusion Pro 12.1.0 on MacOS Catalina 10.15.7. Wang, Microsegregation behaviors of alloy elements and their effects on the formation of banded structure in pinion steels, J. Arakere, Evolution of subsurface plastic zone due to rolling contact fatigue of M-50 NiL case hardened bearing steel, Int. Li, Effects of rare earth elements on inclusions and impact toughness of high-carbon chromium bearing steel, J. Under the air cooling after rolling, controlling the segregation index of alloy elements can reduce or eliminate the abnormal banded structure.Ĭ.Y. The formation of this abnormal pearlite-martensite banded structure is due to the interaction between the undercooled austenite transformation behavior of hot-rolled metal and the segregation of its alloying elements. This distinct white band is composed of martensitic phases. Obvious alloying element segregation characteristics are present in the banded structure of the hot-rolled plate. Even distribution of Cr/Mn elements could not be achieved after 10 h of heat preservation at 1200☌, and the spacing of the element aggregation area increased, but the segregation index of alloy elements decreased. Results indicate the serious positive segregation of C, Cr, and Mn alloy elements in the billet. The formation causes of an abnormal banded structure and the elimination methods were analyzed. With the use of an optical microscope, scanning electron microscope, transmission electron microscope, and electron probe microanalyzer, the segregation characteristics of alloying elements in cast billet and their relationship with hot-rolled plate banded structure were revealed. The effect of Cr/Mn segregation on the abnormal banded structure of high carbon bearing steel was studied by reheating and hot rolling. If you’d like to contact Kotaku with suggestions, comments, or product announcements, you can email us at Kotaku Australia is published by Allure Media in association with Gawker Media. Sure, you could mosey over to the US site, but you’d miss out on all the juicy gaming goodness that’s relevant – and important – to you. The Australian edition of Kotaku is focused on taking all this fantastic news and crafting it into a tasty treat for all you Aussies and Kiwis. Whether it’s the latest info on a new game, or hot gossip on the industry’s movers, shakers and smashers, you’ll find it all here and nicely packaged at Kotaku. They’d be one in the same in every lexicon on the planet if it were humanly possible. Hyper Light Breaker is scheduled to come to Early Access on Steam sometime in fall 2023. It probably won’t be exactly what fans of the first game might have hoped for - the roguelite genre is already an instant turn-off for some - but I remain cautiously optimistic. As the newest trailer shows, it has a lot going on. Rather than try to re-capture that magic with a strict sequel, however, Hyper Light Breaker appears to be a bold attempt to take the themes and mood of the original in a completely new direction. Prior to that, the studio had spent years making Hyper Light Drifter, a Kickstarter project that immediately gained a cult following and later made good on its promises with one of the best indie games of 2016. Heart Machine first announced Hyper Light Breaker last April following the 2021 release of its imaginative but flawed action platformer Solar Ash. Originally conceived of as a fragmented map with lots of individual biomes, Heart Machine revealed earlier this year that it had opted instead to combine everything into a single, ever-changing map to simplify things (there’s also a great Noclip documentary about the game’s development with more insight on how things have evolved). Not quite a Borderlands loot chase, but combat is clearly at the forefront (and it juxtaposes with music by Joel Corelitz and Troupe Gammage in the best way).Īt its core, however, Hyper Light Breaker is a roguelite that utilises procedural generation so that every time you die the world you return to is different. And another highlights the varied loadouts players can build, complete with a ton of guns. One part of the trailer shows the main character hang gliding onto some stone ruins, reminiscent of Breath of the Wild. Heart Machine promises “infinite open worlds” that look as vibrant as the ones you’d find in No Man’s Sky. A new trailer via IGN gave us our first good look at the upcoming action RPG’s gameplay, and it comes complete with nods to some of the biggest blockbusters around. |
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